Risk Mitigation

Reduce Costs Of Claims
Keeping Health Plans Affordable

The cost of health plans seems to rise every year. Employers and their employees struggle to pay premiums. Berg Benefits takes action to help keep costs down.

About Us
Mine Workforce Data

When you’re a client of Berg Benefits, we look at your claims history. We identify any outliers that could cause rate hikes and find ways to mitigate the damage.

Evaluate COBRA Clients

COBRA people with high claims can negatively affect employer premiums. Through our sister company, RedQuote, we do outreach to move COBRA people to private plans.

Offer Individual Plans

By providing the option of individual plans to employees, you may be able to reduce your company’s group plan costs, resulting in significant savings each year.

Personalized Service

We work closely with you to review your group plan, negotiate with carriers and compare insurance products to give you the most bang for your insurance dollar.

We strive to provide you and your employees with high quality healthcare coverage at an affordable price. Every year we take a fresh look at combine carriers and products to ensure you’re getting the best rates and most favorable terms.
In Business Since 1997

Berg Benefits offers custom benefit brokering and consulting services that support Washington state employers and their HR teams in providing excellent benefits for their valued employees.   

  • Risk assessment
  • Custom multi-year strategy
  • Vendor selection & management
  • Ongoing, full-service support
  • Benefit administration
  • Employee Navigator onboarding
  • Individual & Medicare policy sales
  • Federal & state compliance

About us
Faq
Get Answers to your questions
Health plans are costly. If you put them on auto-pilot, you’ll see rising prices every year. Berg Benefits, along with our sister company RedQuote, has multiple strategies to create significant savings.
We may be able to move them to private health plans that give them the benefits they’re entitled to while lowering the costs of your group plan. Check out our Third Party Administrator service.
That’s what many insurance brokers do. Berg Benefits is different. We don’t believe in being passive about health plans. Every year we evaluate your current plan and look for ways to reduce costs, improve benefits and mitigate risk.
Yes, we know the state and federal regulations and we keep up to date on changes. Everything we do to help you see savings is legal, verifiable and ethical. Learn more about compliance.
If you don’t see your question answered here, please feel free to contact us at any time.
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Our Process
How We Deliver Value
For many business owners, finding insurance policies for your business can feel overwhelming. Berg Benefits offers a concierge experience in which we sort through insurance carriers and products to assemble a custom-tailored plan that works for your employees and makes economic sense for your business. We don’t believe in cookie-cutter plans.
1

We get to know your company. We take into account the number of eligible employees, their ages, the type of work they do, and more. These variables influence our recommendations for insurance carriers and products.

2

We look at others in your industry. In today’s job market, benefit plans factor into an employee’s decision of where they want to work. We curate benefit programs that help you stay competitive in your organization’s industry.

3

We shop around. The insurance universe is vast with numerous vendors and hundreds of different products. We look at the myriad of options and advocate for you with carriers to get the best rates and plans.

4

We negotiate. Even after we’ve identified the right products, we’ll go back to carriers and ask for advantageous rates. We go the extra step. Our long-standing relationships with vendors help us get you favored status.

We can help you maximize insurance coverage and minimize costs by relying on our decades of expertise focused solely on employee benefit plans.

Get in touch today
Testimonials
Here’s What Our Clients Are Saying

Berg Benefits has a 99% retention of existing clients, one of the highest rates in the industry. We get to know our clients well so that we can customize their benefit plans and help them navigate the full array of insurance solutions.

  • I appreciate all the work everyone does on our account. I'd be lost without you, or at least be out of compliance!

    Washington Healthcare Provider with 100+ Employees

  • I just had to drop you a giant thank you! It is easy to get lost in the admin functions until something hits close to home. I know you probably hear so many requests, so I had to send a personal note of gratitude.

    Western Washington Tribal Government

  • You’re the best insurance broker we’ve ever had!

    Central Washington Employer with 600+ Employees
Explore Your Insurance Options

Contact us to discuss your employee benefit plan. Be sure you’re getting the very best value for your insurance investment.

Contact Us Today
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