Medical Plans

Robust Employee Benefits
Customize Your Health Plan

Your employees deserve access to affordable, quality health care. Our customized benefit plans and personalized service offer the protection they need while keeping costs down.

About Us
Plan Design

Identifying similarities within broad groups – such as Gen X, Gen Y, and Millennials – enables us to tailor plans to your employee population.

Competitive Renewals

We don’t operate on auto-pilot. Every year we leverage our industry relationships with carriers and our negotiating skills to provide you with the most competitive renewals.

Personalized Service

Your employees have access to our customer support. We fix claim problems, help with pharmacy issues, locate medical providers, and answer billing questions.


Healthcare reform compliance is critical, as penalties can be costly. We ensure plans are designed and administered following all state and federal regulations.

Our goal is to provide your employees with the healthcare coverage and products they need at a price you can afford. We strip away unnecessary extras that drive costs up and negotiate with carriers to get you the best rates and most favorable terms.
In Business Since 1997

Berg Benefits offers custom benefit brokering and consulting services that support Washington state employers and their HR teams in providing excellent benefits for their valued employees.   

  • Risk assessment
  • Custom multi-year strategy
  • Vendor selection & management
  • Ongoing, full-service support
  • Benefit administration
  • Employee Navigator onboarding
  • Claims resolution
  • Individual & Medicare policy sales
  • Federal & state compliance

About us
Get Answers to your questions
Choosing an insurance broker is an important decision that can directly affect your bottom line. Work with a company that has the experience, expertise and relationships with vendors to put together the best benefits package for your business.
Because we shop around, negotiate with carriers and customize medical benefit plans, we can often get you better coverage and products for less. Insurance agents usually represent their individual insurance company, which means their plans have little or no customization and you’re likely paying for some things you don’t need.
Yes, employee contributions are common in most organizations, but it’s up to you how much or how little they contribute. We will help you structure your plan to include the employee contribution you see fit.
Yes, we’ll provide costs for add-ons such as a spouse, children, and other dependents. Those costs can be covered by the employee or a combination of both that fits your needs.
When an employer makes an offer of coverage, employees are not obligated to enroll. If an enrolled employee has alternative insurance options through a spouse or dependent, we will advise on qualifying events to opt-out of coverage.
Yes, we administer COBRA and other individual policy options with our in-house third party administrator, RedQuote. These services can be tailored to match a new or existing benefit program. We follow all federal guidelines in administering COBRA.
If you have 50 or more full-time employees (≥30 hrs/wk), federal rules require an offer of coverage that employees may accept or decline. Failure to offer coverage can result in costly penalties. It’s also important to consider that offering benefits exceeding federal regulations will help you to attract and retain quality employees.
If you don’t see your question answered here, please feel free to contact us at any time.
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Our Process
How We Deliver Value
For many business owners, finding insurance policies for your business can feel overwhelming. Berg Benefits offers a concierge experience in which we sort through insurance carriers and products to assemble a custom-tailored plan that works for your employees and makes economic sense for your business. We don’t believe in cookie-cutter plans.

We get to know your company. We take into account the number of eligible employees, their ages, the type of work they do, and more. These variables influence our recommendations for insurance carriers and products.


We look at others in your industry. In today’s job market, benefit plans factor into an employee’s decision of where they want to work. We curate benefit programs that help you stay competitive in your organization’s industry.


We shop around. The insurance universe is vast with numerous vendors and hundreds of different products. We look at the myriad of options and advocate for you with carriers to get the best rates and plans.


We negotiate. Even after we’ve identified the right products, we’ll go back to carriers and ask for advantageous rates. We go the extra step. Our long-standing relationships with vendors help us get you favored status.

We can help you maximize insurance coverage and minimize costs by relying on our decades of expertise focused solely on employee benefit plans.

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Here’s What Our Clients Are Saying

Berg Benefits has a 99% retention of existing clients, one of the highest rates in the industry. We get to know our clients well so that we can customize their benefit plans and help them navigate the full array of insurance solutions.

  • I appreciate all the work everyone does on our account. I'd be lost without you, or at least be out of compliance!

    Washington Healthcare Provider with 100+ Employees
  • I just had to drop you a giant thank you! It is easy to get lost in the admin functions until something hits close to home. I know you probably hear so many requests, so I had to send a personal note of gratitude.

    Western Washington Tribal Government
  • You’re the best insurance broker we’ve ever had!

    Central Washington Employer with 600+ Employees
Explore Your Insurance Options

Contact us to discuss your employee benefit plan. Be sure you’re getting the very best value for your insurance investment.

Contact Us Today