Compliance

Avoid Fines & Penalties
Follow All Guidelines Governing Benefit Plans

The legal and regulatory landscape regarding health plans is constantly changing. Non-compliance can result in fines, penalties and even criminal or civil charges. Let Berg Benefits give you peace of mind by ensuring you meet or exceed all legal, ethical and professional standards. Download our checklist for more information.

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ERISA

The Employee Retirement Income Security Act establishes the minimum standards for retirement and health plans in private industry.

COBRA

The Consolidated Omnibus Budget Reconciliation Act gives workers the right to continue group health benefits under certain circumstances such as job loss.

HIPAA

The Health Insurance Portability and Accountability Act requires that you keep people’s healthcare data private by creating security policies and safeguards.

GINA

The Genetic Information Nondiscrimination Act prohibits employers from using genetic information of employees in a discriminatory manner for purposes of health insurance or any aspect of employment.

Federal and state laws impose strict requirements on employee benefits packages including health coverage. These rules apply to businesses of all sizes and in all industries. Berg Benefits helps you stay on top of fast-changing regulations.
In Business Since 1997

Berg Benefits offers custom benefit brokering and consulting services that support Washington state employers and their HR teams in providing excellent benefits for their valued employees.   

  • Risk assessment
  • Custom multi-year strategy
  • Vendor selection & management
  • Ongoing, full-service support
  • Benefit administration
  • Employee Navigator onboarding
  • Claims resolution
  • Individual & Medicare policy sales
  • Federal & state compliance

About Us
Faqs
Get Answers To Your Questions
Berg Benefits has the experience and knowledge to provide expert guidance regarding healthcare benefit plan compliance.
Benefit packages must serve the best interests of participants and follow all judiciary and fiduciary requirements. They must ensure that employees receive the promised benefits and that plans are administered in a fair, financially sound manner.
You’ll need to complete forms that report and disclose information on the operation and financial condition of your plans. Berg Benefits can assist you with these forms and other administrative burdens. Failure to complete the forms or completing them in a way that raises red flags can result in an audit or investigation by the Department of Labor.
Regulators have the power to impose fines. Noncompliance can also result in civil penalties or criminal charges.
ERISA not only allows employees and former employees to sue for wrongful denial of benefits, they can also sue the benefits plan administrator or manager for breach of fiduciary duty.
They may be able to, depending on their experience and whether they have the time and resources to stay on top of it. But compliance can be tricky and staying up-to-date on the latest federal and state regulations can be a full-time job. That’s why many businesses choose to work with a consultant, such as Berg Benefits. We handle the administrative burden and ensure you’re always in full compliance.
Our Process
How We Deliver Value
For many business owners, finding insurance policies for your business can feel overwhelming. Berg Benefits offers a concierge experience in which we sort through insurance carriers and products to assemble a custom-tailored plan that works for your employees and makes economic sense for your business. We don’t believe in cookie-cutter plans.
1

We get to know your company. We take into account the number of eligible employees, their ages, the type of work they do, and more. These variables influence our recommendations for insurance carriers and products.

2

We look at others in your industry. In today’s job market, benefit plans factor into an employee’s decision of where they want to work. We curate benefit programs that help you stay competitive in your organization’s industry.

3

We shop around. The insurance universe is vast with numerous vendors and hundreds of different products. We look at the myriad of options and advocate for you with carriers to get the best rates and plans.

4

We negotiate. Even after we’ve identified the right products, we’ll go back to carriers and ask for advantageous rates. We go the extra step. Our long-standing relationships with vendors help us get you favored status.

We can help you maximize insurance coverage and minimize costs by relying on our decades of expertise focused solely on employee benefit plans.

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Testimonials
Here’s What Our Clients Are Saying

Berg Benefits has a 99% retention of existing clients, one of the highest rates in the industry. We get to know our clients well so that we can customize their benefit plans and help them navigate the full array of insurance solutions.

  • I appreciate all the work everyone does on our account. I'd be lost without you, or at least be out of compliance!

    Washington Healthcare Provider with 100+ Employees

  • I just had to drop you a giant thank you! It is easy to get lost in the admin functions until something hits close to home. I know you probably hear so many requests, so I had to send a personal note of gratitude.

    Western Washington Tribal Government

  • You’re the best insurance broker we’ve ever had!

    Central Washington Employer with 600+ Employees
Explore Your Insurance Options

Contact us to discuss your employee benefit plan. Be sure you’re getting the very best value for your insurance investment.

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